Tonight I talked with Julie about money.
I have irrational fears about money, and obsess over how much I have and how I'm going to pay for things. My family wasn't poor or anything. Somehow frugality was simply instilled in me. My dad grew up poor and his father grew up during the depression. I can understand where some of this obsession comes from. The thing is that in the past I haven't let money stop me so much. I was ok with buying books and music regardless of money. I don't know what's changed, but lately I've been worried about how much I have and how much I don't.
I'm in debt right now and I have a little over a thousand dollars less a month coming in than I need in order to keep up with bills, without paying off my debt. This is with working thirty hours a week and using the money my family has saved up for years on end.
Julie is telling me money is easily attainable but that hasn't been my experience. I've done the whole applying for scholarships out the wazoo thing, and I've taken out loans. The thing is that it doesn't help. My dislike of all of this makes a certain amount of sense, but it is indeed irrational. However I know of lots of folks who worked their way through college. It's a common thing. I\I don't really understand how people can think that it's ok to just defer everything. I know that its ok to take loans and to focus on ones education, but what happened to contributing to your own education. The fact is that with the amount of money I was getting in financial aide loans and all didn't pay for the remainder that was left when my parents money was spent. (it's actually my money, long story, umm probably for later) I went further in debt because of that. Before I had my reckless spending binge while in a bout of clinical depression I already had debt from paying off parts of my school and housing etc. with my credit.
I don't know what to think right now. I don't want money to determine what I do, but I can't eist without my money figured out. Julie doesn't worry about money the same way, but I don't think it's just me being all irrational, though that is part of it. I think that some of it comes from the fact that I manage my money. I have to see where it goes, distribute it among accounts, spend it, and organise it. She doesn't do any of that. Her parents juggle the finances. They probably have to go through a similar set of hoops, but she never sees the hoops so her anxiety about money is subverted. I also imagine it's easier to get a loan when you have some twenty or thirty years of credit built up. as far as my parents taking out a loan, we already have some of those out, and I'm not sure where we are financially. Frankly money is the only thing my father and I really argue about.
Just like with everything else as of late I wish I could just drop it all and just curl up with Julie. That's all I want out of anything lately.
I can't fix my craziness in a flash, I can't fix my schooling in a flash, and I can't simply slough off my monetary responsibilities on my parents. Like it or not I've taken on this stuff, or have had it pushed on me, and now I have to deal with it. I'm not alone or anything, but I sure as fuck am not in the ideal situation.
Hopefully that made sense. It probably didn't considering my track record tonight.
maybe I'll figure it out soon.
until next time